Tuesday - March 18,2025
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Business

What To Do During a Small Business Property Loss?

Natural calamities such as fire, water, or wind damage can have a negative impact on your business. Even though you may have insurance coverage, it may not cover all the damage. During this time, it’s important to partner with Central Florida Public Adjusters who can help you assess the damage and fight your claims.

A public adjuster is sometimes a licensed insurance professional alongside a licensed contractor. Since they know the intricacies of insurance claims, they can help you file one and get the compensation you deserve. If you ever find yourself in a similar situation, here’s everything you need to know.

Talk to A Public Adjuster

When a natural calamity occurs, the first thing you should do is contact a public adjuster. This person will assess the extent and duration of your property’s damage. As proof, photographs and videos will be taken and sent to the insurance company.

Do Not Touch Anything 

Refrain from moving things around before a public adjuster inspects your property. It is to ensure that the adjuster has access to all areas of the property for a thorough report.

Do Not Intervene

It’s best not to speak with the insurance company yourself. Instead, let the public adjuster know the concerns you have and let them handle it. They will be in a better position to negotiate with the insurance company.

Stick To The Truth 

The public adjusters will represent you much like a lawyer would. Make sure to tell them the truth about the loss, just the way it is. Sometimes, you might be entitled to more responsibilities even after the case has been resolved. This is why it’s best to partner with a public adjuster and let them handle the situation.