In this article, we are going to talk about different and frequently asked questions about payments made by Klarna. Also, we are going to talk about what is Klarna and why so many people prefer paying by Klarna.
What is Klarna?
This is a payment service that was first opened in the United Kingdom. They still operate in the UK and are also used in some different countries to make and take payments. They are so popular due to the different payment option which is offered by them to the people.
You can choose which type of payment like cash, card, or even you can choose bank transfer. Klarna is used on the popular UK website called Discount Equestrian, where there are many people. This is a website where you can find all and different kinds of sports, animals and also humans things. You can find animal holders, animal food and also human clothes and sports equipment.
Why is Klarna used by many people?
Klarna is used by people because of its payment options and also by low-interest rates. Klarna can also be used as a credit or a loan payment agency. Many people prefer this rather than credit cards because they have a less interest policy for everyone.
To avail of their service, you will need to make an account on their website using an email ID and a password. Also, you will have to link your bank account with the Klarna account to make payments. They offer a 30 days payment with three instalment options to complete your payment.
Klarna is a service that offers lower interest rates and works the same as credit card companies. They will make payment on behalf of the customer only thing is you have to pay them back. If you also default in paying back, they give you more time to clear out any payment.
What are the questions asked about Klarna?
Here is the list of questions that are asked frequently about Klarna payment services.
- Who is Klarna?
This is a Swedish payment service provider that provides payment service to more than 200,000 stores. Also, it handles more than 90 million customer payments almost daily.
- How does pay in 3 instalments work?
This is a form of credit facility where you can make the whole payment in 3 instalments in 30 days.
- Am I eligible for the pay later option?
To select this, you need to be at least 18 years of age and should have an account on the Klarna website.
- What to provide when I make a purchase?
When purchasing with Klarna, you will have to provide a phone number, email ID, and billing address. Also, you will have to provide them with your debit and credit card information and code.
- Will a credit search take place?
By making payments using Klarna, it will not affect your credit score. It will increase your score. That too, only if the payment is made and is also cleared on time.
- What is a payment option?
You can select 30 days, one instalment payment option, and also an on-the-spot payment option.